Source: Yahoo Finance monthly history. The selected period is Oct 2016 – Sep 2026. Adjusted-close ratios include reinvested distributions and stock splits. The initial deposit and first recurring contribution are invested at the first selected month-end. Further contributions are invested every 1 month(s), relative to the selected start. All entered cash amounts include buying fees: invested cash = budget / (1 + fee). Fractional units are allowed. No sale fees, taxes, FX conversion, or cash withdrawals are modeled. Drawdown is measured on the underlying asset's monthly total- or price-return series, not the cash-flow-inflated account balance. Return on contributions is not an annualized or money-weighted return. Available history ends in Sep 2026. These are month-end observations, not live quotes.